STANDARD OPTION: This Roof Deductible Endorsement follows the approved guidelines outlined in the special legislative session (Statute 627.701).

• Will be automatically added to all new business effective 3/17/2023 and added to renewal business beginning 5/16/20232.
• Deductible is 2% of Coverage A (dwelling coverage limit).

HIGHER DISCOUNT OPTION: This option is designed to help lower a home insurance policy premium and is a great option for harder-to-place older roofs in good condition.

• Older roofs welcome
• Ideal for HO3 and Basic Choice policies with roofs over halfway through their useful life (10 years for a 20-year shingle roof, and 15 years for a 30-year tile roof)
• The older the roof the more it lowers the premium
• Better than ACV policies because the roof valuation at time of loss is not disputable