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PTI Flood & Partners

Waiting Periods and Payment Fees

PTI Flood (NFIP)

  • 30 day wait unless required for loan transaction or currently insured by NFIP
  • 1 day wait for properties newly mapped into SFHA

No credit card or EFT fees

AonEdge

  • 15 day wait unless coverage required for loan transaction or property has continuous coverage

3% fee for credit card
$3.50 fee for EFT

Superior

  • 15 day wait unless required for loan transaction or property has continuous coverage

No credit card or EFT fees

Sterling

  • 7 day wait unless required for loan transaction or property has continuous coverage. Newly mapped properties subject to 1 day wait.

Note: The applicant must pay full premium for policy issuance; lender billing occurs only at renewal.

3% fee for credit card
No fee for EFT

MSI

  • 7 day wait unless required for loan transaction or property has continuous coverage

Credit card payments only
No fee

Neptune

  • 10 day wait unless required for loan transaction or property has continuous coverage

3% fee for credit card
$3.50 fee for EFT

Poulton

  • 15 day wait unless coverage required for loan transaction or property has continuous coverage

Credit card fees tiered, $15 minimum
No fee for EFT

Argenia

  • Varies by market, from same-day to 30 day wait

3% fee for credit card
No fee for EFT