Slate Login HO-3 Policy
This policy provides comprehensive protection for owner-occupied homes valued at $100,000 or more.
HO-3 Policy Guidelines
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This policy covers the policyholder's home and other structures on the property.
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The owner must reside in the home for at least nine months out of the year for the house to be considered a primary residence.
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The owner must reside in the home for at least three months out of the year for the house to be insured as a secondary or seasonal residence.
HO-3 Covered Perils
Covered perils include but are not limited to:
- Fire or smoke
- Windstorm or hail
- Theft
- Vandalism
- Water
HO-3 Coverage Options
The program is intended to offer coverage to homeowners who want extensive coverage on their homes. HO-3 is available only to owner-occupied properties. A home must be occupied 9 months out of the year to be considered primary and greater than 3 months out of the year to be considered secondary/seasonal.
Coverage A
Dwelling Coverage Limits range from $100,000 to $2,400,000. Tri-County limits range from $200,000 to $2,400,000. Dwelling needs to be insured to 100% Replacement cost.
Coverage A
Dwelling Coverage Limits range from $100,000 to $2,400,000. Tri-County limits range from $200,000 to $2,400,000. Dwelling needs to be insured to 100% Replacement cost.
Coverage A
Dwelling Coverage Limits range from $100,000 to $2,400,000. Tri-County limits range from $200,000 to $2,400,000. Dwelling needs to be insured to 100% Replacement cost.
Coverage A
Dwelling Coverage Limits range from $100,000 to $2,400,000. Tri-County limits range from $200,000 to $2,400,000. Dwelling needs to be insured to 100% Replacement cost.
Coverage A
Dwelling Coverage Limits range from $100,000 to $2,400,000. Tri-County limits range from $200,000 to $2,400,000. Dwelling needs to be insured to 100% Replacement cost.
Coverage A
Dwelling Coverage Limits range from $100,000 to $2,400,000. Tri-County limits range from $200,000 to $2,400,000. Dwelling needs to be insured to 100% Replacement cost.
