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As of October 13th, 2024

We are currently open for binding new HO-3 & Basic Choice policies in the green areas below. Areas in blue that were in the path of Hurricane Helene or Hurricane Milton require a Pre-Bind Home Inspection.
**Please note that Basic Choice is open outside of Miami-Dade, Broward, and Palm Beach counties for TENANT-OCCUPIED PROPERTIES ONLY.**

Counties Requiring Pre-Bind Home Inspections

Alachua Franklin Lake Pasco
Baker Gadsden Lee Pinellas
Bradford Gilchrist Leon Polk
Brevard Glades Levy Putnam
Broward Gulf Liberty Sarasota
Charlotte Hamilton Madison St. Johns
Citrus Hardee Manatee St. Lucie
Clay Hendry Marion Seminole
Collier Hernando Martin Sumter
Columbia Highlands Nassau Suwannee
DeSoto Hillsborough Okeechobee Taylor
Dixie Indian River Orange Union
Duval Jefferson Osceola Volusia
Flagler Lafayette Palm Beach Wakulla

 

Download the complete list of Closed HO-3 & BC ZIP Codes as of August 22, 2024