Our Story

Our business model is Simply a Better Way: At People's Trust, we promise to provide affordable, money-saving homeowner’s insurance options, while delivering a better customer experience built on a foundation of preparedness, thanks to our emergency response and repair team. Our award-winning approach provides Florida homeowners with a simplified recovery experience and the greatest value.

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Better Prepared

We are Florida's best-prepared home insurance company, meaning we have the physical and fiscal resources ready to respond to loss and help our policyholders get back to normal fast. Through our affiliation with the Rapid Response Team, Florida's largest insurance restoration general contractor, our policyholders benefit from millions of dollars' worth of upfront investment in personnel, supplies, and equipment available to them when they need it. Our financial reserves and solid reinsurance program give us the fiscal resources and financial backing to make sure our policyholders can fully recover from a loss.

Simplified Recovery

Simplified Recovery: We are a full partner in our policyholders' recovery after loss. Our simplified recovery process ensures our policyholder's seamless, no-hassle recovery from damage in the event of a loss. Our insurance policies allow for an endorsement that provides our policyholders access to the Rapid Response Team, our affiliated general contractor, delivering 24/7 emergency services to prevent further damage and coordinating longer-term repairs — backed by an industry-leading, 3-year guarantee and 100% customer satisfaction on all workmanship.

We Insure. We Repair. You Relax.
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Greater Value

Our better way provides a greater value to our policyholders by saving them both time and money. Our upfront investment in preparedness allows us to pass along the savings to our policyholders and deliver some of the most competitive home insurance rates in Florida.

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One of Florida's

Top 15

Home Insurance Companies

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PTI is trusted by


Floridians for their Home Insurance

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PTI currently employs


Employees and is ever-growing

It's not how other insurance carriers do business.

It's Simply a Better Way.

By investing in construction materials, equipment, and staff well in advance, the Rapid Response Team can avoid price surges after a storm strikes, generating savings People's Trust can pass on to our policyholders. Our simplified recovery process saves our policyholders the time and hassle of finding and supervising contractors and subcontractors.


As one of Florida's top home insurance companies, People's Trust Insurance provides homeowners state-wide exclusive benefits at affordable rates. Honored with the Enterprise Florida Governor's Innovators in Business Award, People's Trust provides a "Better Way" to more than 130,000 Floridians to insure their homes. With more than 500 employees in our family of companies and our affiliation with Florida's largest insurance restoration contractor, People's Trust is Florida's best-prepared home insurance company and full partner in our policyholders' recovery after a loss.